Who We Are
We are different than traditional insurance. Patients can use our outpatient based subscription as stand alone basic medical coverage or as a supplement to a high deductible medical insurance plan. We provide an innovative subscription-based medical program designed to cover the gaps often left by traditional insurance plan deductibles. Our comprehensive outpatient services ensure accessible, affordable, and high-quality medical care without the burden of deductibles or coinsurance. We offer personalized care through telemedicine, on-demand prescriptions, preventive health guidelines, and chronic disease management, all supported by E-Visits through MyChart Messaging using advanced medical software from our business associate, Northwestern Memorial Healthcare.
“We make healthcare an affordable benefit that can be offered to all employees giving them immediate access to healthcare at a fraction of the cost of traditional medical insurance.”
Pricing
$29.99
/ Month Per Person
18 and older, $25.99/month for dependents under 18
For Business Employees
What's included?
* subscription premium paid by employer for business employees, dependent coverage paid by employee
† $9.99 visit copay paid by patient/dependent
Our Advantages
Enrolling in MyHealthCare Option™ provides cost-effective healthcare by eliminating out-of-pocket expenses and offering convenient access to medical services through virtual visits and telemedicine. Members benefit from comprehensive preventive care and high-quality support from board-certified physicians, ensuring timely and reliable treatment.
Eliminate out-of-pocket expenses such as deductibles and coinsurance, making healthcare more affordable for both employers and employees.
Access medical care anytime, anywhere through virtual visits, eVisits, and on-demand telemedicine, ensuring timely and convenient healthcare services.
Receive preventive care, including immunizations updates, cancer screenings, and routine check-ups, promoting long-term health and early detection of medical conditions.
Benefit from care provided by board-certified physicians and supported by advanced medical software, ensuring reliable and top-notch medical treatment.
Employers can easily enroll their business in My Healthcare Option™ by signing a contract and setting up ACH payment through your bank. Once enrolled, employers can add or remove employees and manage their subscription/monthly employee census through DocuSign forms submitted to make changes.
Affordable healthcare any full or part time employee can access without any traditional insurance costs.
FAQs
MyHealthCare Option offers cost savings by eliminating out-of-pocket expenses, provides convenient access to care through virtual visits, ensures high-quality medical support from board-certified physicians, and emphasizes comprehensive preventive services to promote long-term health. Activating MyHealthCareOption, with or without a major medical plan, will increase employee satisfaction and improve retention
Either the business or the employee can pay the monthly fee, and the plan is FSA eligible. If the employee wants to add family members, that cost is their responsibility. The employee also pays the $9.99 copay each time they use the service.
Your subscription includes on-demand prescriptions, maintenance prescriptions, preventive care guidelines, cancer screenings, weight loss management, sick/on-demand messaging or audio televisits, and chronic disease management, and more.
Employers sign a contract through DocuSign. They can amend the census form for employees as needed. Employers receive a notification/welcome letter which shows them how to access MyChart to enter their health history and demographics. Appointments are then made through Calendly after a $9.99 copay. MHCO provides a letter which employers can distribute to employees notifying them of the subscription benefit and how to use it.
Patients must have pertinent lab studies performed at least within 6 months of enrollment and then yearly. This lab work must be sent to or made available through EPIC for review before issuing a prescription. Follow-up blood work may be required for prescription changes.
MyHealthCare Option provides comprehensive preventive care services upon request, including Immunizations recommendations, cancer screenings, and routine check-ups. These services are designed to promote early detection and long-term health.
Employers pay the entire subscription cost initially and may transfer some, all, or none of the cost to the employee. Employees and dependents are responsible for visit copay charges.